Prosperity. Your wealth in one place.

Your wealth in one place(then the bit HMRC takes)

A net worth tracker built for UK households over £1m. With the layer no other app shows you. Plus the prompts and tools to help you act on what you see.

Get early access

Join the waitlist below. Launching soon.

Two numbers every wealthy family should know.

Layer 01

Your full picture

Every account. Every asset. Every property. Every pension. One snapshot, updated live, with your existing accounts connected through trusted UK partners.

Layer 02

The HMRC overlay

See exactly how much of your estate is exposed to inheritance tax. And where the biggest gaps in your planning sit. The view no other app shows you.

Then know what to do about it.

Most net worth apps stop at showing the number. Prosperity goes further. Without crossing into advice.

Gift allowance tracker

Your annual £3,000 gift allowance. Tracked through the year. With a quiet reminder before 5 April so you do not lose it.

Seven year gift timeline

Every gift you have made, with the seven year clock running on each one. See exactly when each gift falls outside your estate.

Allowance dashboard

Pension carry forward. ISA contributions. Annual IHT exemptions. All the allowances you can use, in one place, all the time.

Policy and trust register

A simple log of life policies, trusts, and key documents. So your executor knows what exists and where to find it.

Beneficiary snapshots

Share a scoped view with a beneficiary that shows only what you choose. Useful now. Essential when probate comes.

Prosperity is a tool, not a regulated adviser. The information shown is for your reference only.

"You spent 40 years building it. How much will your family actually keep?"

How it works.

01

Connect your accounts

Banks, pensions, ISAs and investments through secure UK open banking partners. Add property and other assets manually.

02

See your full picture

Your net worth in one snapshot. Updated live as your accounts change. Designed for the way you actually live.

03

Reveal the HMRC layer

One tap. See what your family will actually inherit. Understand the structure of your estate. Know where the gaps are.

What we see. And what we do not.

Most apps say your data is safe. We built ours so we cannot look.

What we see

  • Your name
  • Your age
  • Your email
  • Your phone, if you choose to share it

What we never see

  • Your bank balances
  • Your transactions
  • Your investments
  • Your pensions
  • The value of your property
  • Anything else inside the app

Your financial data stays on your device. It does not pass through our servers. UK data residency. Read-only connections. It is how we are built.

One price. Billed once a year.

£79

For the year. No monthly nags. No upsells. No advertising.

  • Unlimited accounts and assets
  • Live net worth tracking
  • Full IHT exposure overlay
  • Linked spousal accounts
  • Shareable beneficiary snapshots
  • UK data residency. GDPR by design.

Prosperity is a product in development. © 2026.

There are two numbers in your life. The one you built. And the one your family keeps. See both.

This is for general information only and is based on current UK tax rules, which may change. It does not constitute financial or tax advice. Individual circumstances vary. Always seek advice from a qualified professional.